Investment Property Loan Rates - Commercial Loan Rates

The rates displayed on this page are for educational purposes only. The rates on this page are the averages of our various Investors’ rates as of Monday of the week of: 06/25/2012. Rates change daily and the rate sheet on this website may not constitute the actual rate offered on a transaction. The actual rate specific to a transaction are subject to change at any time.

Agency CMBS Loans
$750,000 – $5,000,000
Multi-family, Mixed-use, Student housing, Assisted living facilities & Mobile home parks
Type	LTV	Term	Loan Rates	Pre-Payment	Standard Amortization
Purchase Rate & Term Refinance	Up to 80%	5-year	Floating: N/A	Floating: N/A	Floating: N/A
Cash out Refinance	Up to 75%	5-year	Fixed: 3.24%-3.66%	Fixed: Yield Maintenance	Fixed: 30-Year
Purchase Rate & Term Refinance	Up to 80%	7-year	Floating: 2.88%-3.30%	Floating: 1% after Yr. 1	Floating: 30-year
Cash out Refinance	Up to 75%	7-year	Fixed: 3.55%-3.98%	Fixed: Yield Maintenance	Fixed: 30-Year
Purchase Rate & Term Refinance	Up to 80%	10-year	Floating: N/A	Floating: N/A	Floating: N/A
Cash out Refinance	Up to 75%	10-year	Fixed: 3.94%-4.35%	Fixed: Yield Maintenance	Fixed: 30-Year
Purchase Rate & Term Refinance	Up to 80%	15-year	Floating: N/A	Floating: N/A	Floating: N/A
Cash out Refinance	Up to 75%	15-year	Fixed: 4.55%-4.97%	Fixed: Yield Maintenance	Fixed: 30-Year
Purchase Rate & Term Refinance	Up to 80%	30-year	Floating: N/A	Floating: N/A	Floating: N/A
Cash out Refinance	Up to 75%	30-year	Fixed: 5.12%-5.52%	Fixed: Yield Maintenance	Fixed: 30-Year
No lender origination fees, Partial doc, Non-recourse, Fully assumable, 55 – 65 days to close

Agency CMBS Loans
$5,000,000+
Multi-family, Mixed-use, Student housing, Assisted living facilities & Mobile home parks
Type	LTV	Term	Loan Rates	Pre-Payment	Standard Amortization
Purchase Rate & Term Refinance	Up to 80%	5-year	Floating: N/A	Floating: N/A	Floating: N/A
Cash out Refinance	Up to 75%	5-year	Fixed: 3.04%-3.46%	Fixed: Yield Maintenance	Fixed: 30-Year
Purchase Rate & Term Refinance	Up to 80%	7-year	Floating: 2.68%-3.10%	Floating: 1% after Yr. 1	Floating: 30-year
Cash out Refinance	Up to 75%	7-year	Fixed: 3.35%- 3.78%	Fixed: Yield Maintenance	Fixed: 30-Year
Purchase Rate & Term Refinance	Up to 80%	10-year	Floating: N/A	Floating: N/A	Floating: N/A
Cash out Refinance	Up to 75%	10-year	Fixed: 3.74%-4.15%	Fixed: Yield Maintenance	Fixed: 30-Year
Purchase Rate & Term Refinance	Up to 80%	15-year	Floating: N/A	Floating: N/A	Floating: N/A
Cash out Refinance	Up to 75%	15-year	Fixed: 4.35%-4.77%	Fixed: Yield Maintenance	Fixed: 30-Year
Purchase Rate & Term Refinance	Up to 80%	30-year	Floating: N/A	Floating: N/A	Floating: N/A
Cash out Refinance	Up to 75%	30-year	Fixed: 4.92% – 5.32%	Fixed: Yield Maintenance	Fixed: 30-Year
No lender origination fees, Partial doc, Non-recourse, Fully assumable, 55 – 65 days to close

Agency FHA / Freddie Mac /HUD Loans
$5,000,000 to $35,000,000
Multi-family, mixed-use, Student housing,Assisted living facilities & Mobile home parks
Type	Loan to Value	Term	Loan Rates	Pre-Payment	Standard Amortization
Purchase Rate & Term Refinance Cash out Refinance	Up to 83%	35-year	Floating: N/A	Floating: N/A	Floating: N/A
			Fixed: 3.15%-3.85%	Fixed: Yield Maintenance	Fixed: 35-Year
Partial doc, Non-recourse, Fully assumable, 240-300 days to close

Agency Owner Occupied Loans
Commercial Properties that are 51%+ Owner Occupied
$750,000 TO $10,000,000
Type	Loan to Value	Term	Loan Rates	Pre-Payment	Standard Amortization
Purchase Rate & Term Refinance	Up to 90%	10-year	Floating: 4.75%-5.25%	Floating: Step-down	Floating: 10-year
Cash out Refinance	Up to 90%	10-year	Fixed: 4.75%-5.10%	Fixed: Step-down	Fixed: 10-Year
Purchase Rate & Term Refinance	Up to 90%	20-year	Floating: N/A	Floating: N/A	Floating: N/A
Cash out Refinance	Up to 90%	20-year	Fixed: 4.95%-5.75%	Fixed: Step-down	Fixed: 20-Year
Purchase Rate & Term Refinance	Up to 90%	25-year	Floating: 5.25%-5.99%	Floating: Step-down	Floating: 25-year
Cash out Refinance	Up to 90%	25-year	Fixed: N/A	Fixed: N/A	Fixed: N/A
Full doc, Full-recourse, 20-year fixed rate is assumable, 75-90 days to close

Commercial BankInvestment Property Loans
Multi Family, Mixed-use, Hospitality, NNN, Flex, Warehouse, Retail & Office
$750,000 TO $3,000,000
Type	Loan to Value	Term	Loan Rates	Pre-Payment	Standard Amortization
Purchase Rate & Term Refinance	Up to 75%	5-year	Floating: 3.75%-4.50%	Floating: 1% in year 1	Floating: 25-year & 30-year
Cash out Refinance	Up to 65%	5-year	Fixed: 4.50%-5.50%	Fixed: Step-down	Fixed: 25-year & 30-year
Purchase Rate & Term Refinance	Up to 75%	10-year	Floating: 4.50%-5.25%	Floating: 1% in year 1	Floating: 20-year
Cash out Refinance	Up to 65%	10-year	Fixed: 5.30%-5.90%	Fixed: Yield Maintenance	Fixed: 20-Year
Full doc, Full-recourse, Not assumable, 70-90 days to close

Institutional Loans
Multi-family, Mixed-use, Hospitality, NNN, Flex, Warehouse, Retail & Office
$3,000,000 TO $15,000,000
Type	Loan to Value	Term	Loan Rates	Pre-Payment	Standard Amortization
Purchase Rate & Term Refinance	Up to 65%	10-year+	Floating: 4.00%-4.50%	Floating: 1% in year 1	Floating: 30-year
Cash out Refinance	Up to 60%	10-year+	Fixed: 4.95%-5.60%	Fixed: Yield Maintenance	Fixed: 30-Year
Full doc, Non-recourse, 90-120 days to close

Commercial Investment Property Loan Rates