Commercial Investment Property Loan Rates

 

The rates displayed on this page are for educational purposes only. The rates on this page are the averages of our various Investors’ rates as of Monday of the week of: 06/25/2012. Rates change daily and the rate sheet on this website may not constitute the actual rate offered on a transaction.  The actual rate specific to a transaction are subject to change at any time.

 

Agency CMBS Loans
$750,000 – $5,000,000

Multi-family, Mixed-use, Student housing,

Assisted living facilities & Mobile home parks

Type

LTV

Term

Loan Rates

Pre-Payment

Standard Amortization

Purchase
Rate & Term Refinance

Up to 80%

5-year

Floating:
N/A

Floating:
N/A

Floating:
N/A

Cash out Refinance

Up to 75%

Fixed:
3.24%-3.66%

Fixed:
Yield Maintenance

Fixed:
30-Year

Purchase
Rate & Term Refinance

Up to 80%

7-year

Floating:
2.88%-3.30%

Floating:
1% after Yr. 1

Floating:
30-year

Cash out Refinance

Up to 75%

Fixed:
3.55%-3.98%

Fixed:
Yield Maintenance

 Fixed:
30-Year

Purchase
Rate & Term Refinance

Up to 80%

10-year

Floating:
N/A

Floating:
N/A

Floating:
N/A

Cash out Refinance

Up to 75%

Fixed:
3.94%-4.35%

Fixed:
Yield Maintenance

 Fixed:
30-Year

Purchase
Rate & Term Refinance

Up to 80%

15-year

Floating:
N/A

Floating:
N/A

Floating:
N/A

Cash out Refinance

Up to 75%

Fixed:
4.55%-4.97%

 Fixed:
Yield Maintenance

 Fixed:
30-Year

Purchase
Rate & Term Refinance

Up to 80%

30-year

Floating:
N/A

Floating:
N/A

Floating:
N/A

Cash out Refinance

Up to 75%

Fixed:
5.12%-5.52%

Fixed:
Yield Maintenance

Fixed:
30-Year
No lender origination fees, Partial doc, Non-recourse, Fully assumable,  55 – 65 days to close

Agency CMBS Loans
$5,000,000+

Multi-family, Mixed-use, Student housing,

Assisted living facilities & Mobile home parks

Type

LTV

Term

Loan Rates

Pre-Payment

Standard Amortization

Purchase
Rate & Term Refinance

Up to 80%

5-year

Floating:
N/A

Floating:
N/A

Floating:
N/A

Cash out Refinance

Up to 75%

Fixed:
3.04%-3.46%

Fixed:
Yield Maintenance

Fixed:
30-Year

Purchase
Rate & Term Refinance

Up to 80%

7-year

Floating:
2.68%-3.10%

Floating:
1% after Yr. 1

Floating:
30-year

Cash out Refinance

Up to 75%

Fixed:
3.35%- 3.78%

Fixed:
Yield Maintenance

 Fixed:
30-Year

Purchase
Rate & Term Refinance

Up to 80%

10-year

Floating:
N/A

Floating:
N/A

Floating:
N/A

Cash out Refinance

Up to 75%

Fixed:
3.74%-4.15%

Fixed:
Yield Maintenance

 Fixed:
30-Year

Purchase
Rate & Term Refinance

Up to 80%

15-year

Floating:
N/A

Floating:
N/A

Floating:
N/A

Cash out Refinance

Up to 75%

Fixed:
4.35%-4.77%

 Fixed:
Yield Maintenance

 Fixed:
30-Year

Purchase
Rate & Term Refinance

Up to 80%

30-year

Floating:
N/A

Floating:
N/A

Floating:
N/A

Cash out Refinance

Up to 75%

Fixed:
4.92% – 5.32%

Fixed:
Yield Maintenance

Fixed:
30-Year
No lender origination fees, Partial doc, Non-recourse, Fully assumable,  55 – 65 days to close

 

Agency FHA / Freddie Mac /HUD Loans
$5,000,000 to $35,000,000
Multi-family, mixed-use, Student housing,Assisted living facilities & Mobile home parks
Type Loan to Value Term Loan Rates Pre-Payment Standard Amortization
Purchase
Rate & Term Refinance
Cash out Refinance		     Up to 83% 35-year Floating:
N/A		 Floating:
N/A		 Floating:
N/A
Fixed:
3.15%-3.85%		 Fixed:
Yield Maintenance		 Fixed: 35-Year
Partial doc, Non-recourse, Fully assumable, 240-300 days to close

 

 

Agency Owner Occupied Loans
 Commercial Properties that are 51%+ Owner Occupied
    $750,000 TO $10,000,000

Type

Loan to Value

Term

Loan Rates

Pre-Payment

Standard Amortization

Purchase
Rate & Term Refinance

Up to 90%

10-year

Floating:
4.75%-5.25%

Floating:
Step-down

Floating:
10-year

Cash out Refinance

Up to 90%

Fixed:
4.75%-5.10%

Fixed:
Step-down

Fixed:
10-Year

Purchase
Rate & Term Refinance

Up to 90%

20-year

Floating:
N/A

Floating:
N/A

Floating:
N/A

Cash out Refinance

Up to 90%

Fixed:
4.95%-5.75%

Fixed:
Step-down

Fixed:
20-Year

Purchase
Rate & Term Refinance

Up to 90%

25-year

Floating:
5.25%-5.99%

Floating:
Step-down

Floating:
25-year

Cash out Refinance

Up to 90%

Fixed:
N/A

Fixed:
N/A

Fixed:
N/A

Full doc, Full-recourse, 20-year fixed rate is assumable,  75-90 days to close

 

 

Commercial BankInvestment Property Loans
Multi Family, Mixed-use, Hospitality, NNN, Flex, Warehouse, Retail & Office
    $750,000 TO $3,000,000

Type

Loan to Value

Term

Loan Rates

Pre-Payment

Standard Amortization

Purchase
Rate & Term Refinance

Up to 75%

5-year

Floating:
3.75%-4.50%

Floating:
1% in year 1

Floating:
25-year & 30-year

Cash out Refinance

Up to 65%

Fixed:

  4.50%-5.50%

 Fixed:
Step-down

Fixed:
25-year & 30-year

Purchase
Rate & Term Refinance

Up to 75%

10-year

Floating:

 4.50%-5.25%

Floating:
1% in year 1

Floating:
20-year

Cash out Refinance

Up to 65%

Fixed:
5.30%-5.90%

Fixed:
Yield Maintenance

Fixed:
20-Year

Full doc, Full-recourse, Not assumable,  70-90 days to close

 

 

Institutional Loans
Multi-family, Mixed-use, Hospitality, NNN, Flex, Warehouse, Retail & Office
    $3,000,000 TO $15,000,000

Type

Loan to Value

Term

Loan Rates

Pre-Payment

Standard Amortization

Purchase
Rate & Term Refinance

Up to 65%

10-year+

Floating:
4.00%-4.50%

Floating:
1% in year 1

Floating:
30-year

Cash out Refinance

Up to 60%

Fixed:
4.95%-5.60%

Fixed:
Yield Maintenance

Fixed:
30-Year

Full doc, Non-recourse,  90-120 days to close