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It’s easy to confuse private money with hard money for real estate investment purposes, but the truth is they are quite different. There are points however where they are similar though, for instance, it is possible for hard money to originate from a private individual same as private money. This article deals with the differences of the two, though. Let’s start.
Hard money requires points paid immediately on securing the loan. It has high interest rates, is low loan to value, and it draws for any repairs. Hard money is not …

Denver Foreclosure Process
by Skyler Moore:
The foreclosure process is a state police power, which means that every state is allowed to set it owns laws and procedures.  Some states tend to be more friendly to third party investors, while others make it more difficult for investors to pick up properties at a discount.  In Colorado, the process is investor friendly in my opinion.  My reason for this, is because third party investors know prior to the public trustee auction what the note holder is willing to pay in order to retain …

Private lenders and hard money lenders have fueled our economy while conventional banks still continue to stay on the sidelines for investment property loans. What has become evident is that there is so much demand in the market for private money that it’ a great window of opportunity for investors to particpate and earn high returns.
Investors must be smart in their anaylsis of deals however, for many investors and borrowers the age old adage that real estate values always go up is not necessarily true. While real estate has been …

Multiple Investment Property Loans
The housing bubble and subsequent credit crunch has made underwriters ultra conservative in how they evaluate residential investment property loans.
Are you a borrower that wants to refinance or purchase, but is having trouble because you already have 4 financed properties? If this describes you then take comfort in our new mortgage that allows for up to 10 financed properties. This mortgage will allow for purchase and/or refinancing. Take a look at some key information on this new program:
Financing w/ Multiple (4+) Properties
* Eligible Properties- 1 to 4 …

The real estate investment loan market has under gone a fundamental reset after the economic crash.  Out are the loose underwriting guidelines that helped perpetuate the real estate bubble and in are very conservative conventional underwriting criteria for funding of investment real estate.  Gone are the low money down and highly speculative option arm and stated programs investors where using in years past and are fully documented, 75-80% LTV programs that require solid FICO scores.   The reality is that for loans for investors ( non-owner occupied properties) is that available …